Financial IC Card, Debit/Credit/Prepaid Card

02 Jul 2021

Financial IC Card, also known as IC Debit/Credit Card. Debit card, also known as transfer card, is a type of multifunction card which is used to deposit in card-issuing bank, make deposits, withdrawals, transfers and consumptions in the same city and other regions. Credit card refers such that card-issuing bank gives a cardholder with line of credit so that cardholder can consume and then repay within approved line of credit. Hengbao Financial IC Card complies with PBOC2.0/3.0 specifications and ED/EP, and supports related specifications of VISA and MASTERCARD, which is widely used in finance, insurance, transportation, social security, public utilities reloads and other fields.

Hengbao Financial IC Card products take advantage of self-developed JAVA Operating System, and support NXP, Tongfang, SHHIC, SDIC, Fudan, Nationz, Datang and other domestic and international mainstream chip platforms.

Specifications

  • Support universal JAVA platform, Global Platform 2.1.1, JAVA CARD 2.2 and above
  • Support multiple communication interfaces and contact/contactless/dual interface communication modes
  • Support a variety of cryptographic algorithms, DES, RSA, SM1, SM2, SM3, SM4, etc
  • Support different capacity spaces, and provide different capacities ranging from 32K to 144K
  • Support multi-purpose card, and provide a variety of safe access modes and privileges
  • Support multiple file types and a variety of security protection mechanisms

Case

Hengbao is one of the main suppliers of China UnionPay Cards, and provides secure and reliable financial IC cards for Agricultural Bank of China, Bank of China, China Construction Bank, Postal Savings Bank of China, China Everbright Bank, China Minsheng Bank, China Merchants BAnk, Shanghai Pudong Development Bank, Pingan Bank and dozens of other banks. Hengbao is also a supplier to hundreds of urban commercial banks and rural commercial banks.

Hengbao is a certified supplier for VISA and MASTERCARD products.

Read more: https://en.hengbao.com/en/productDetail.aspx?PartNodeId=130